Sovereign Gold Bonds (SGB) vs Digital Gold vs Gold ETFs: Which Yields Most?
Renjith Pillai
Senior Systems Architect & Financial Analyst
Gold is a traditional inflation hedge in Indian households. However, buying physical jewelry involves high making charges (10-25%) and GST, making digital paper gold formats vastly superior.
Why Sovereign Gold Bonds (SGB) Win on Tax & Yield
SGBs issued by the Reserve Bank of India (RBI) pay 2.5% per annum interest credited semi-annually. More importantly, capital gains on SGBs held to 8-year maturity are 100% exempt from capital gains tax!
Frequently Asked Questions
Can I sell Sovereign Gold Bonds before 8 years?+
What is the GST rate on buying physical gold vs SGB?+
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Calculate Real Inflation Adjusted Yields →Renjith Pillai
Senior Software Engineer & Network Specialist
Renjith Pillai is a senior software engineer and financial tools author with over 12 years of experience. He built EasyCalcs.in to provide high-precision, privacy-first technical tools and financial calculators for investors, engineers, and consumers.